Team

Team

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Thomas Kayes

Registered Representative

219-736-5269
219-736-5220
800-636-5269

Thomas Kayes has over 34 years of experience guiding clients with financial goals  and insurance. He is the current President and Owner of U.S. Financial Services, Inc. since 1989, which he has direct experience in establishing, growing and operating individuals and corporations.

Tom is a Registered Representative through Cetera Advisor Networks. He currently maintains a Life & Health License and securities registrations: Series 6, 7, 22 & 63. Tom is licensed in 12 states to handle client’s investments: Indiana, Illinois, Florida, Michigan, Arizona, California, Colorado, Maryland, Missouri, Montana, Virginia and Wisconsin.

Tom has been servicing Northwest Indiana and South Suburbs of Chicago since 1981. He is very involved in the community with non-profit organizations and community service. He is currently a member of American Hellenic Education Progressive Association (A.H.E.P.A.), National Association of Health Underwriter (NAHU), St. John Chamber, Crossroads Regional Chamber of Merrillville and Crown Point, South Shore Clean Cities and Merrillville Rotary.

Tom and his wife, Becky, are residents of Northwest Indiana and currently reside in St. John, IN. They have 3 grown children and a new granddaughter. Tom enjoys spending time with his family & friends, traveling, playing golf and contributing his time to non-profit organizations in Northwest Indiana.

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Pam Neel

Agent

219-736-5269
219-736-5220

Pam Neel has been working directly with Tom for the past 19 years. She has worked in the investment & insurance industry in Northwest Indiana for over 25 years. 

Pam & her husband reside in Crown Point, IN with their daughter. She enjoys playing pool and spending time with her family & friends while camping.

Securities offered through Cetera Advisor Networks LLC, member FINRA/SIPC, a broker/dealer and a Registered Investment Advisor.  Cetera is under separate ownership from any other entity.

Individuals affiliated with this broker/dealer firm are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services.

This site is published for residents of the United States only. Financial Advisors of Cetera Advisor Networks may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every advisor listed. For additional information please contact the advisor(s) listed on the site, visit the Cetera Advisor Networks site at www.ceteraadvisornetworks.com.  

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